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Tue 21st of November 2017

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IAS EXPRESS - Free Download

What are Farmers' Clubs?.

 National Bank for Agriculture and Rural Development (NABARD) encourages banks to promote Farmers' Clubs in rural areas under the Farmers’ Club Programme, earlier known as “Vikas Volunteer Vahini (VVV) Programme”. The Programme was launched by NABARD in November 1982 to propagate the five principles of “Development through Credit”. The five principles are:

  1.  Credit must be used in accordance with the most suitable methods of science and technology.
  2.  The terms and conditions of credit must be fully respected.
  3.  Work must be done with skill so as to increase production and productivity.
  4.  A part of the additional income created by credit must be saved.
  5.  Loan installments must be repaid in time and regularly so as to recycle credit.

 

   The “VVV Programme” was rechristened as “Farmers’ Club Programme” in 2005 by revisiting its earlier mission.   The broad objective of setting up Farmers’ Clubs would be to achieve prosperity for the farmers with overall agricultural development in its area of operation by facilitating credit counseling, technology counseling and market counseling.

   All Institutional Agencies (Commercial Banks, Cooperative Banks and Regional Rural Banks) and all grassroots level organizations (NGOs, PRIs, State Agricultural Universities, KVKs, ATMA, Post Offices etc.) are eligible to form Farmers’ Clubs.

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Prelims Question of the Day

With reference to 'Natural Rate of Unemployment', consider the following statements.

1. It is the level of unemployment in an economy that is just consistent with a stable rate of Inflation.

2. It is the unemployment that prevails when all markets in the economy are in equilibrium.

 

(a)1 and 2

(b)2 only

(c)1 only

(d)None of the above

Mains Question of the Day

1.GS-No party in power can afford to ignore Directive Principles of State Policy. Comment.(200 Words)

2.Political Science - Explain the role of non state actors, like IMF, World Bank, European Union and MNCs, in modulating and transforming the broad dynamics of international relations. (250 Words).

3.SOCIOLOGY - What is the impact of Globalization on the structure and mobilization of the working class in India? (250 Words).

Sociology - Thinkers